Kingsville Area Educators Federal Credit Union - KAEFCU KAEFCU

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New/Used Auto Loans

Drive happy and finance smart with an auto loan from Kingsville Area Educators FCU. Whether you're looking for something new, used, or simply want to refinance the car you already have, you'll enjoy one of the lowest rates around with a quick-and-easy application.

Many auto buyers prefer to know exactly what they can afford before they begin searching for a vehicle. At KAEFCU it’s easy to get pre-approved for your loan. We’ll take into account current financing rates, your credit score, car value and other factors before determining how much you qualify for. Getting pre-approved will help when you negotiate a sales price with the seller because you’ll be considered a "cash" buyer since your financing is already secured.

Download a loan application


Personal/Signature Loans

Personal Loans with fixed payment terms for the life of your loan. Consolidating debt, replacing credit cards with a loan, or financing a large purchase? Personal loans from Kingsville Area Educators FCU are a great way to get a loan based on your good credit.

Personal Loans are just that, personal. They are loans intended to help you with those financial needs unique to your situation and have a fixed payment and terms up to 60 months. Personal Loans are cross-collateralized.

Download a loan application


Master Card - 10.50%APY/WAC

Looking for a credit card that best suits your needs and offers rewards, exclusive Mastercard benefits, and competitive rates? Look no further—Kingsville Area Educators FCU has a card to fit the bill.

Why settle for a credit card from a national bank, when you can find all the benefits and perks on a credit card from your credit union? Competitive rates, no balance transfer fees, no annual fee, reward options (including cash back), and much more!

Download a credit card application