Kingsville Area Educators Federal Credit Union - KAEFCU KAEFCU

Join Kingsville Area Educators FCU

So what is a credit union? Is it like a bank? Is my money just as secure? Is it difficult to join?

Why a Credit Union

A credit union is virtually the same as a bank and is protected by the federal government—just a slightly different agency—but the benefits of a credit union are:

  • Member owned – Your deposit carries power. As a member you are not a depositor or have a loan, but you also are a partner allowing you share in providing direction for your credit union.
  • Non-profit – Unlike banks, credit unions are non-profit. This minimizes the painful fees for having an account, limits to the number of transactions, fees, etc.
  • Lower loan rates/Higher savings rates – Credit unions are known for having competitive rates to help you with borrowing or saving. This means simply more money in your pocket.

Why KAEFCU

Along with the traditional benefits of a savings account, checking account, loans, etc., there are other specific benefits with being a Kingsville Area Educators Federal Credit Union member:

Online Banking
Try our new Online Banking by clicking here. It’s free and simple to use. Just call us at (361) 592-5148 or toll free at 1-800-338-7041 to set up your new User ID!

Overdraft Protection and Fees
Are you considering overdraft protection and what fees are assessed for going over your account limit? Learn all the details by clicking here.

Wire Service
The Credit Union provides wire service for the membership, including outgoing Western Union wires. Please call for details and fees.

Online Check Imaging and Share Draft Access
KAEFCU is proud to offer online check imaging. With this service, you can view your checks from the comfort of your own home via the computer. To enroll, contact KAEFCU for your password. Then click on the Online Banking link at the top right corner of the site.

Payroll Deduction
The Credit Union accepts payroll deductions from all employers who will provide the service to its employees. All school districts within our field of membership currently offers payroll deduction to the Credit Union.

Full Family Deposit
Use direct deposit to provide a safe, convenient way to automatically deposit to your Share or Share Draft (Checking) Account any periodic payments you may receive.

Verified by Visa
With this new service you can now create a password that can protect you against unauthorized online purchases. Enroll now in the Verified By Visa program.

Online Credit Card Balance
Now you can review your KAEFCU credit card balances online, anytime from any computer! Sign up today for this FREE service.

How do I Sign Up

Do you live, work, or frequently visit Kingsville, Texas? If yes, then you are eligible to become a KAEFCU member. Visit Kingsville Area Educators Federal Credit Union today! All it takes is a minimum of $25 to be deposited into a share (saving) account. Once a member, you can create multiple accounts, borrow money, or take advantage of the member benefits mentioned above.